Global Leaders in Real Estate Tokenization: From Innovation to Regulation
Real estate is changing fast, and tokenization is one of the biggest reasons why. This new way of using blockchain technology turns real property into digital tokens, allowing people to own a small part of a building — just like owning shares in a company. While many countries are still exploring this idea, a few have already made big moves. Let's take a look at how Indonesia, the UAE, the U.S., and Chile are leading the way.
Indonesia: Making Property Investment More Accessible
Indonesia is focused on giving more people a chance to invest in real estate. With over 270 million citizens and a growing middle class, affordable options are important. The country’s Financial Services Authority (OJK) launched a regulatory sandbox — a space to test new ideas safely — that includes tokenized real estate.
One company, GORO, is leading the charge. It lets people invest in rental properties starting at just $1. GORO isn’t just a platform — it’s helping the government shape the rules around tokenization. By combining blockchain tech with official oversight, Indonesia is building a system that’s safe, fair, and open to everyone.
UAE: Turning Innovation Into Policy
The United Arab Emirates is moving quickly. In 2025, Dubai’s Land Department began a pilot project to place property title deeds on a blockchain system. This is part of a bigger national plan called the Real Estate Evolution Strategy.
The Dubai Future Foundation and the Virtual Assets Regulatory Authority are helping with this effort. Together, they’re creating a system where people from around the world can invest in property, trade ownership, and enjoy greater transparency.
Big companies are getting involved, too. DAMAC Group signed a $1 billion deal with blockchain firm MANTRA to tokenize luxury buildings and data centers. Meanwhile, Binaryx is letting people invest in Dubai properties from just $50 and is also working with the government to help shape new policies.
United States: Innovation With Legal Caution
The U.S. is full of new ideas and powerful tech companies, but the legal system makes things more complicated. Because of the Securities Act of 1933, most real estate tokens need to be registered with the SEC — or get special approval — which slows things down.
Still, progress is happening. Companies like RealT, Lofty, and Binaryx are finding legal ways to offer tokenized property to investors. Binaryx, for example, works with legal and compliance experts — including partnerships with U.S.-based think tanks — to ensure their operations are aligned with both SEC and FinCEN regulations. While the U.S. doesn’t have one national plan like the UAE, it’s still a major player thanks to its strong tech industry.
Chile: Latin America’s Rising Star
Chile is quickly becoming a country to watch. It recently passed a Fintech Law that gives startups the legal support they need to experiment with digital finance — including tokenized real estate.
One startup, Reity, is already offering tokenized property shares to regular investors. With this legal clarity, more companies are jumping into the space, making Chile a key player in Latin America’s digital real estate revolution.
A Global Trend on the Rise
Real estate tokenization is not just a passing trend — it's reshaping how people everywhere can own property. From Asia to the Middle East to the Americas, countries are building new systems that make real estate more open, flexible, and accessible. The future of property investment is fractional, digital, and global.